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Passwordless and Passkeys to Reduce Fraud and Friction

The Problem

Passwords create friction and cost. Users forget them, reset them, and reuse them. This drives lockouts, support demand, and drop-off during sign-in and sign-up. 

Passwords also increase exposure to credential stuffing and phishing, which contributes to fraud and account takeover in customer-facing platforms.

Infographic showing how passwords drive customer drop-off and fraud risk, and how passwordless and passkeys reduce both.

 

How we solve it: Roll out passwordless journeys and passkeys for priority channels and cohorts, with resilient recovery and policy controls.

We implement passwordless as a programme: choose the right flows per channel, introduce passkeys where they fit, and ensure recovery remains secure and usable.

  • Cohort and channel prioritisation
    We target the cohorts and journeys where passwordless delivers the highest value: high-frequency users, high-risk segments, mobile-first flows, and high-velocity sign-up funnels.
  • Passkeys and passwordless journey design
    We design sign-up, sign-in, and re-authentication experiences that minimise friction while maintaining security for sensitive actions.
  • Recovery and fallback that maintains trust
    We implement secure recovery journeys so device change, factor loss, and account recovery are handled without creating weak bypass paths.
  • Measurement and iterative optimisation
    We monitor completion rates, fraud signals, and recovery costs, adjusting flows to improve outcomes over time.

Customer journey map showing passwordless and passkey sign-up and sign-in flows, step-up points for sensitive actions, and secure recovery paths.

 

Expected outcome

  • Improved UX with faster sign-in and fewer abandoned sessions
  • Stronger authentication by reducing reliance on phishable credentials
  • Lower account recovery costs through fewer lockouts and password reset journeys
  • Reduced fraud pressure as credential-based attacks become less effective

KPI snapshot for passwordless and passkey adoption, including login success rate, recovery cost reduction, passkey adoption, and account takeover attempt trends.

 

Quick Answers

What is a passkey in a customer identity context?
A modern sign-in method that reduces reliance on passwords and improves user experience, typically using device-supported authentication.

Does passwordless eliminate fraud?
It reduces exposure to password-based attacks, but fraud controls still need to address automation, anomalous activity, and high-risk actions.

What is the most common failure point in passwordless rollouts?
Weak recovery design that introduces friction or creates bypass risk.